i never understood the allure of credit cards... until now that i owe one.
The ability to be able to just spend is simply... orgasmic. ha. u need not worry until the end of the month. (that's where the trouble usually comes ya? ha)
throw in those special perks, like exclusive discounts or free gifts or complimentary upgrades. That really is the kick.
Oh well... too bad i hate thick wallets. if not i am sure going to apply every card that i can lay my hands on. to take advantage of the various discounts. haha.
annual fees? well.. they usually waive the first 2 years off, if not the first year. Let's just say that i can live without the cards... dun waive the fees i return the card to you lor... in 2 pieces!
the power of the consumer.
still dun get it? wait till you get your own visa.
;)
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